Stash Your Dough and Watch it Grow!

Save and Earn Up to 4.25% APY*

By saving with Andi, you can earn up to 4.25% Annual Percentage Yield (APY)*, making your money work harder and getting more bang for your buck. Andi Save Accounts make reaching for the stars (or that new couch you really need) a reality. You earn rewards for saving because it’s hard work. And hard work should pay off.

No monthly fees, overdraft fees, or transfer fees
No sneaky fees with complicated names
Minimum opening deposit only $50 within 60 days of applying
Create savings goals and automatically fund them
Use the “Can I afford it?” feature

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Now offering a tiered savings rate:

Comparison table of Tiered Saving Rates
Balance Tier	Annual Percentage Yield
$0.01–$5,000.00	2.75%
$5,000.01–$10,000.00	3.25%
$10,000.01–$50,000.00	4.00%
$50,000.01–$10,000,000.00	4.25%
$10,000,000.01 and beyond	2.75%

¹Andi limits the transactions that can be made on savings accounts to no more than six (6) automatic or pre-authorized transfers that post and clear per monthly statement cycle. This includes account transfers or payments initiated by mobile banking, online banking, as well as automatic debits and transfers. Limitation does not apply to withdrawals at an ATM. An excessive transaction fee of $10 per withdrawal in excess of six (6) per monthly statement cycle will be applied.

The content of this page is informational only. Accounts are subject to approval. Annual Percentage Yield (APY) is accurate as of May 2, 2025. Rates are variable and subject to change at any time. Balance Tiers are as follows: $0.01–$5,000.00 at 2.75% APY, $5,000.01–$10,000.00 at 3.25% APY, $10,000.01–$50,000.00 at 4.00% APY, $50,000.01–$10,000,000.00 at 4.25% APY, and $10,000,000.01 and beyond at 2.75% APY. Other miscellaneous fees apply and may reduce earnings. The terms of the accounts, including any fees or features, may change. Current fees and rates are determined at the time of account opening and will be displayed in the Truth in Savings provided. See the Account Agreement & Disclosures for the terms and conditions associated with these products.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Why Andi?

The bottom line is that you've got to see for yourself. The Andi app is the best place to dive into better savings, better service, and a better banking experience. We designed it with you in mind. Don't be shy, check us out. Download our app to open an account!

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